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Tax year 2026 · verified 2026-10-31

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Clear, private calculators that show their work. Every rate comes from an official source, every formula is documented, and everything runs in your browser — nothing you type is sent to us.

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Money & everyday calculators

Loans, savings, tax and quick everyday math — each with the formula and sources on the page.

Home & loansMortgage CalculatorMonthly payment with taxes, insurance, HOA and PMI, plus a full amortization schedule.Home & loansLoan CalculatorMonthly payment, total interest and payoff schedule for any fixed-rate loan.Home & loansAuto Loan CalculatorCar payment with sales tax, fees, down payment and trade-in.SavingCompound Interest CalculatorGrowth of savings or investments with monthly contributions.Pay & taxSalary to Hourly CalculatorConvert annual salary to hourly, weekly and monthly pay — or back.Pay & taxFederal Income Tax Calculator 20262026 federal income tax, marginal and effective rate from the IRS brackets.EverydayPercentage CalculatorX% of Y, what percent X is of Y, and percent change.EverydayDiscount CalculatorSale price, amount saved and stacked percent-off, with optional sales tax.EverydaySales Tax CalculatorAdd or remove sales tax with 2026 state rates, optional average local tax, or a custom rate.EverydayTip CalculatorTip amount and total for any bill, with optional split between people.EverydayAge & Date Difference CalculatorExact age or time between two dates in years, months, weeks and days.

2026 paycheck calculators

See your take-home pay after federal tax, Social Security, Medicare and state taxes. Compare all states.

ArizonaArizona A-4 election from 0.5% to 3.5% of taxable wages (2.0% default).CaliforniaFederal tax, Social Security, Medicare, California income tax and 1.3% SDI.ColoradoColorado 4.40% DR 1098 withholding plus 0.44% FAMLI employee premium.FloridaNo state income tax: federal withholding, Social Security and Medicare.No state income taxGeorgiaGeorgia 4.99% flat rate after the 2026 standard deduction and dependent allowances.IllinoisFlat 4.95% Illinois tax with IL-W-4 allowances, plus federal taxes.IndianaIndiana 2.95% state AGI tax plus your county income tax rate from Departmental Notice #1.MassachusettsCircular M: 5% (9% over $1,107,750), FICA subtraction, plus 0.46% PFML.MichiganMichigan 4.25% after $5,900 per MI-W4 exemption, plus federal taxes.New JerseyNJ rate tables A–E with NJ-W4 allowances, plus UI/WF, disability and family leave.New YorkNew York State tax plus NYC or Yonkers, NY disability and Paid Family Leave.North CarolinaNC-30 percentage method: 4.09% after the NC standard deduction and NC-4 allowances.OhioOhio formula effective Aug 1, 2026, IT-4 exemptions, plus your city income tax rate.PennsylvaniaFlat 3.07% PA tax, local earned income tax or Philadelphia Wage Tax, LST and UC.TennesseeNo state income tax on wages: federal withholding, Social Security and Medicare.No state income taxTexasNo state income tax: federal withholding, Social Security and Medicare.No state income taxVirginiaVirginia annualized formula: $8,750 standard deduction, VA-4 exemptions, 2%–5.75%.WashingtonNo income tax: federal taxes plus WA Paid Family & Medical Leave and WA Cares.No state income tax

Official numbers

IRS, SSA and each state's own 2026 withholding publications.

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