Paycheck calculators 2026

Pick your state to estimate take-home pay. Every calculator applies IRS Publication 15-T (2026) for federal withholding, Social Security and Medicare, and the state's own official withholding method and payroll premiums.

Tax year 2026
Verified 2026-10-31 against official sources
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States and what is included

ArizonaArizona A-4 election from 0.5% to 3.5% of taxable wages (2.0% default).
CaliforniaFederal tax, Social Security, Medicare, California income tax and 1.3% SDI.
ColoradoColorado 4.40% DR 1098 withholding plus 0.44% FAMLI employee premium.
FloridaNo state income tax: federal withholding, Social Security and Medicare.No state income tax
GeorgiaGeorgia 4.99% flat rate after the 2026 standard deduction and dependent allowances.
IllinoisFlat 4.95% Illinois tax with IL-W-4 allowances, plus federal taxes.
IndianaIndiana 2.95% state AGI tax plus your county income tax rate from Departmental Notice #1.
MassachusettsCircular M: 5% (9% over $1,107,750), FICA subtraction, plus 0.46% PFML.
MichiganMichigan 4.25% after $5,900 per MI-W4 exemption, plus federal taxes.
New JerseyNJ rate tables A–E with NJ-W4 allowances, plus UI/WF, disability and family leave.
New YorkNew York State tax plus NYC or Yonkers, NY disability and Paid Family Leave.
North CarolinaNC-30 percentage method: 4.09% after the NC standard deduction and NC-4 allowances.
OhioOhio formula effective Aug 1, 2026, IT-4 exemptions, plus your city income tax rate.
PennsylvaniaFlat 3.07% PA tax, local earned income tax or Philadelphia Wage Tax, LST and UC.
TennesseeNo state income tax on wages: federal withholding, Social Security and Medicare.No state income tax
TexasNo state income tax: federal withholding, Social Security and Medicare.No state income tax
VirginiaVirginia annualized formula: $8,750 standard deduction, VA-4 exemptions, 2%–5.75%.
WashingtonNo income tax: federal taxes plus WA Paid Family & Medical Leave and WA Cares.No state income tax

No state income tax

Texas, Florida, Tennessee and Washington do not tax wages. Washington still deducts Paid Family & Medical Leave and WA Cares premiums.

Local taxes

New York City and Yonkers (resident), Philadelphia and other Pennsylvania earned income taxes, and Ohio city income taxes are included. Other local taxes (for example Michigan city income taxes) are not yet modeled.

Paycheck calculators 2026

States and what is included

No state income tax

Local taxes

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